ViFinance is a long-term research project in index investing, started in 2017. The project studies whether traditional market indices can be systematically improved by selecting companies based on business quality.
The primary goal is not simply to outperform the market, but to improve investor comfort: holding a portfolio of understandable, financially sound companies is easier to stay invested in than following an index where weights are driven purely by market capitalization, regardless of business quality.
This is a live, real-time research project — not a backtest. Results are published monthly as they occur, not simulated retroactively on historical data.
ViFinance Approach is a proprietary method for constructing stock market indices.
The ViFinance Index consists of companies with the best business quality metrics (Quality Factor). The goal of the ViFinance Index is to assemble successful, fundamentally stable companies with long-term advantages.
ViFinance US Stocks Index — Top Quality US Companies
The basis for this index is the broad market index S&P500. Companies that do not meet the selection criteria (based on business quality) are excluded from it. The allocation of weights is done proportionally to market capitalization. The index composition review and rebalancing occur once a year in April, after the release and analysis of all annual reports for the previous year. Minor changes are possible once a quarter, after the publication of quarterly reports.
The Index calculation has been performed out since 2017.
Since that time, a Model Portfolio has been created to compare the results of the ViFinance US Stocks Index and the benchmark. The Model Portfolio's performance is compared to an equivalent amount invested in the S&P500 (ETF: SPY).
Since 2018, real portfolios have been constructed according to the ViFinance US Stocks Index.
The primary goal is not simply to outperform the market, but to improve investor comfort: holding a portfolio of understandable, financially sound companies is easier to stay invested in than following an index where weights are driven purely by market capitalization, regardless of business quality.
This is a live, real-time research project — not a backtest. Results are published monthly as they occur, not simulated retroactively on historical data.
ViFinance Approach is a proprietary method for constructing stock market indices.
The ViFinance Index consists of companies with the best business quality metrics (Quality Factor). The goal of the ViFinance Index is to assemble successful, fundamentally stable companies with long-term advantages.
The goal of the entire Project is the optimization of index investing through the construction of improved indices.
ViFinance US Stocks Index — Top Quality US Companies
The basis for this index is the broad market index S&P500. Companies that do not meet the selection criteria (based on business quality) are excluded from it. The allocation of weights is done proportionally to market capitalization. The index composition review and rebalancing occur once a year in April, after the release and analysis of all annual reports for the previous year. Minor changes are possible once a quarter, after the publication of quarterly reports.
The Index calculation has been performed out since 2017.
Since that time, a Model Portfolio has been created to compare the results of the ViFinance US Stocks Index and the benchmark. The Model Portfolio's performance is compared to an equivalent amount invested in the S&P500 (ETF: SPY).
Since 2018, real portfolios have been constructed according to the ViFinance US Stocks Index.
Brief Overview of ViFinance US Stocks Index performance
(The data is updated on a monthly/quarterly basis.)
(The data is updated on a monthly/quarterly basis.)
ViFinance US Stocks Index Performance (Total return, including dividends):
2026 (YTD): +5.95% / (S&P500 +8.29%)
2025: +23.52% / (S&P500 +17.88%)
2024: +35,86% / (S&P500 +25,02%)
2023: +47.94% / (S&P500 +26.29%)
2022: -26.56% (S&P500 -18.11%)
2021: +33.89% / (S&P500 +28.71%)
2020: +30.38% (S&P500 +18.40%)
2019: +39.12% (S&P500 +31.49%)
2018: -5.28% (S&P500 -4.38%)
2017 (Since April 1, 2017): +19.13% (S&P500 +14.86%)
Since the inception of the Index (from April 2017): +427,07% / (S&P500 +263,95%)
CAGR (Compound Annual Growth Rate) for the entire period: +20,02% / (S&P 500 +15,24%)
2026 (YTD): +5.95% / (S&P500 +8.29%)
2025: +23.52% / (S&P500 +17.88%)
2024: +35,86% / (S&P500 +25,02%)
2023: +47.94% / (S&P500 +26.29%)
2022: -26.56% (S&P500 -18.11%)
2021: +33.89% / (S&P500 +28.71%)
2020: +30.38% (S&P500 +18.40%)
2019: +39.12% (S&P500 +31.49%)
2018: -5.28% (S&P500 -4.38%)
2017 (Since April 1, 2017): +19.13% (S&P500 +14.86%)
Since the inception of the Index (from April 2017): +427,07% / (S&P500 +263,95%)
CAGR (Compound Annual Growth Rate) for the entire period: +20,02% / (S&P 500 +15,24%)
Disclaimer: All investments carry risk. Performance quoted represents past performance and does not guarantee future results. There is no guarantee that investment in any stocks or stock portfolios will result in profits or that they will not result in losses.
Performance shown is gross of fees, calculated since April 1, 2017, benchmarked against the S&P 500.
Investing in portfolios constructed according to the ViFinance indices may not be suitable for everyone. We do not recommend investing in stocks if it doesn't align with your risk profile and the timeline of your financial goals (less than 5 years).
This site is for informational purposes only and does not constitute personalized investment advice or a solicitation to any specific person. Full author and disclosure details: Author & Disclosure.
Performance shown is gross of fees, calculated since April 1, 2017, benchmarked against the S&P 500.
Investing in portfolios constructed according to the ViFinance indices may not be suitable for everyone. We do not recommend investing in stocks if it doesn't align with your risk profile and the timeline of your financial goals (less than 5 years).
This site is for informational purposes only and does not constitute personalized investment advice or a solicitation to any specific person. Full author and disclosure details: Author & Disclosure.